PT WEALTH SOLUTIONS PTY LTD
PT Wealth Solutions offers a true 'fee for service' model to our clients. Our qualified financial advisers will apply our trusted financial planning process to your circumstances, both now and into the future.
Our mission is to help our clients assess the wide variety of financial options available to them in order to put our clients in control of their financial future.
PT Wealth Solutions Pty Ltd is a corporate authorised representative of Moneywise Securities Pty Ltd (AFSL 31 41 13). Tony Rimac is the manager of PT Wealth Solutions and is also an authorised representative of Moneywise Securities Pty Ltd.
We are proud of the fact that Moneywise Securities Pty Ltd is a non-institutionally owned Dealer Group.
Through our advice based (rather than product based) financial planning process, our advisers will help you:
- reach your lifestyle goals and objectives
- build and protect your wealth
- achieve your ideal retirement
- manage your cashflow effectively
- boost your savings and consolidate your debts
- integrate your business with your financial goals
- deal with the financial impacts of change.
SERVICES WE PROVIDE:
Strategic Financial Planning
Via completing the PT Process, we gain an understanding of your financial and life goals and we then develop and implement a strategy for achieving them. A PT Wealth Solutions advisor can help you with the following:
- Wealth accumulation
- Mortgage reduction strategies
- Salary packaging
- Superannuation
- Investments, including managed funds, listed securities etc
- Asset ownership structures, including self managed superannuation funds
- Debt gearing, including margin lending
- Life and income insurance
- Retirement planning
- Taxation planning
- Estate planning
PT Wealth Solutions can develop an investment plan to ensure your money works hard at achieving the best results for you.
When developing your investment plan we will:
- Identify your attitude to risk
- Match a recommended investment portfolio to your risk profile
- Implement your chosen investment portfolio
- Regularly review your investment portfolio's performance
- Re-balance your investment portfolio when your circumstances change
- Use Dollar Cost Averaging where appropriate
Risk Management (Personal & Business Insurance)
PT Wealth Solutions can help you understand your risk and implement strategies to reduce your exposure, so you can have peace of mind.
We will:
- Identify and measure your risks
- Review existing insurance policies to ensure they are meeting your needs
- Recommend and implement an appropriate insurance strategy
- Monitor and review your insurance strategy on an ongoing basis
We will help you work out what are your most appropriate types of protection and who are the best providers of these products. We'll help you obtain the right types and amounts of cover that you need for your situation.
Loans & Leasing
PT Wealth Solutions can help you find the right loan at the best rate available, due to our extensive list of contacts within the financial services industry. We can assist with:
- Home loans
- Refinancing
- Personal loans
- Commercial and business loans
- Equity loans
- Motor vehicle and equipment finance
- Margin lending
- SMSF instalment warrant borrowings
At PT Wealth Solutions we adopt a hand's on approach, working directly with the broker / financial institutions to ensure that the client receives the most appropriate product, at the best rate possible.
Self Managed Superannuation Funds (SMSF)
If you are in business, a high income earner or you are nearing retirement and have more than $200,000 to invest, then a SMSF is something that you should consider. Many of our clients have found that running their own SMSF has added tremendous value to their retirement strategies. As there are a number of advantages in running your own SMSF such as control, lower costs and tax benefits.
At PT Wealth Solutions we adopt a team approach when it comes to SMSF with our advisers and accountants working together to ensure that your strategy is appropriate for your objectives and that your SMSF is set up, administered and managed correctly.
Estate Planning
PT Wealth Solutions can help you put your affairs in order. We will:
- Identify your estate goals
- Identify your preferred executors
- Clarify likely estate taxes
- Review your will and powers of attorney
- Liaise with your solicitors in the drafting of your will and powers of attorney
To find out how PT Wealth Solutions can help you, please contact Tony Rimac on (02) 9891 1544 or tony@ptws.com.au for a confidential no-obligation chat.