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Business Improvement and Development

The PT Partners Business Improvement Division is designed to make sure your team stays focused on the big picture, whilst employing the necessary controls to manage ongoing business performance. Strategic intent about future business objectives must be matched by a clear awareness of the business’s capability platform.

Taking control of financial information is an exciting process, but the rewards come from harnessing the knowledge and the financial insight that the information provides. With a plan in place and accurate information coming your way, your business can easily cope with the unexpected and act quickly to minimise any negative effects while maximising the possible benefits.

PT Partners ensures that the correct financial monitoring systems are accurately in place and meaningful management of information becomes an integral part of your business. In this initial analysis of a company’s financial position we identify underlying problems and issues and look for potential improvements.

A thorough review of your business’s financial results can turn normal balance sheet and profit and loss data into meaningful financial management information. The review allows businesses to look at management performance, positive or adverse trends, funding decisions, the actual cash generated and other meaningful financial data including marginal cashflow and working capital investment.

Performance in terms of profitability, balance sheet and cash flow management are analyzed and then checked against industry standards as well as management objectives. A simple system is used to easily determine whether the business is under or over performing and then if necessary, recommendations for improvements are provided.

We also provide a monthly or quarterly service were the “financial health” of your business is reviewed by comparing current performance to previous performances as well as assess industry or established benchmarks. Using this report business owners and managers can then easily determine what improvements are required.

The Team at PT Partners will work with you and your business to develop a package specifically tailored to you and provide the advice that you need and not glossy pages of reports that look pretty but achieve little. Our Business Improvement Division is focused on providing Accountability for Business Owners and instigating, implementing and monitoring real change in your business.

PT Partners Business Academy

The PT Partners Business Academy has been specifically developed to provide business clients with practical information, useable tools, processes and techniques all designed to help make their businesses more successful. Some of the key benefits include:

For business owners who have been in business for a number of years it provides an enhancement of some of their business skills already developed as well as some new ones needed to make a tangible difference to their existing business.
For business owners who are relatively new to running a business it provides a fast-tracking of business knowledge and skills.
It gives you a clear direction of what strategies and actions are needed in your business and how to go about achieving more.
It addresses the common issues that most, if not all small business owners are faced with these days, namely:

Small business owners generally have sound technical knowledge but lack management or leadership training.
They have no practical tools to work on the business.
They are too time poor to sit through conventional business courses.
They lack support in dealing with business issues.

The program consists of a series of 8 modules covering the key areas required in developing a successful business with each module workshop lasting approximately 2 ½ hours. Each program is presented in our boardroom at Harris Park and is limited to small groups of 4-5 people in order to provide a close tutoring of the group in an atmosphere of support with like-minded business owners.

In addition to the practical workshops you will receive detailed notes full of easy to read information, tools and tips which will provide you with a great business reference source for many years to come. In addition, there is a separate workbook in which you will work on all of the various exercises we go through so that the information developed on your business can be easily seen and not buried in pages and pages of notes.

As an added bonus, following the conclusion of the program we offer participants a 2 hour one on one session with our Business Improvement Specialist, to work with you in developing a business plan incorporating all the things you have learned from the program that will set the direction for your business in years to come.

Corporate Secretarial

Superannuation Fund Administration Services

Taxation Advice on Complex Matters

Financial Planning & Advisory Services

PT WEALTH SOLUTIONS PTY LTD

PT Wealth Solutions offers a true 'fee for service' model to our clients. Our qualified financial advisers will apply our trusted financial planning process to your circumstances, both now and into the future.

Our mission is to help our clients assess the wide variety of financial options available to them in order to put our clients in control of their financial future.

PT Wealth Solutions Pty Ltd is a corporate authorised representative of Moneywise Securities Pty Ltd (AFSL 31 41 13). Tony Rimac is the manager of PT Wealth Solutions and is also an authorised representative of Moneywise Securities Pty Ltd.

We are proud of the fact that Moneywise Securities Pty Ltd is a non-institutionally owned Dealer Group.

Through our advice based (rather than product based) financial planning process, our advisers will help you:

reach your lifestyle goals and objectives
build and protect your wealth
achieve your ideal retirement
manage your cashflow effectively
boost your savings and consolidate your debts
integrate your business with your financial goals
deal with the financial impacts of change.

SERVICES WE PROVIDE:

Strategic Financial Planning

Via completing the PT Process, we gain an understanding of your financial and life goals and we then develop and implement a strategy for achieving them. A PT Wealth Solutions advisor can help you with the following:

Wealth accumulation
Mortgage reduction strategies
Salary packaging
Superannuation
Investments, including managed funds, listed securities etc
Asset ownership structures, including self managed superannuation funds
Debt gearing, including margin lending
Life and income insurance
Retirement planning
Taxation planning
Estate planning

PT Wealth Solutions can develop an investment plan to ensure your money works hard at achieving the best results for you.

When developing your investment plan we will:

Identify your attitude to risk
Match a recommended investment portfolio to your risk profile
Implement your chosen investment portfolio
Regularly review your investment portfolio's performance
Re-balance your investment portfolio when your circumstances change
Use Dollar Cost Averaging where appropriate

Risk Management (Personal & Business Insurance)

PT Wealth Solutions can help you understand your risk and implement strategies to reduce your exposure, so you can have peace of mind.

We will:

Identify and measure your risks
Review existing insurance policies to ensure they are meeting your needs
Recommend and implement an appropriate insurance strategy
Monitor and review your insurance strategy on an ongoing basis

We will help you work out what are your most appropriate types of protection and who are the best providers of these products. We'll help you obtain the right types and amounts of cover that you need for your situation.

Loans & Leasing

PT Wealth Solutions can help you find the right loan at the best rate available, due to our extensive list of contacts within the financial services industry. We can assist with:

Home loans
Refinancing
Personal loans
Commercial and business loans
Equity loans
Motor vehicle and equipment finance
Margin lending
SMSF instalment warrant borrowings

At PT Wealth Solutions we adopt a hand's on approach, working directly with the broker / financial institutions to ensure that the client receives the most appropriate product, at the best rate possible.

Self Managed Superannuation Funds (SMSF)

If you are in business, a high income earner or you are nearing retirement and have more than $200,000 to invest, then a SMSF is something that you should consider. Many of our clients have found that running their own SMSF has added tremendous value to their retirement strategies. As there are a number of advantages in running your own SMSF such as control, lower costs and tax benefits.

At PT Wealth Solutions we adopt a team approach when it comes to SMSF with our advisers and accountants working together to ensure that your strategy is appropriate for your objectives and that your SMSF is set up, administered and managed correctly.

Estate Planning

PT Wealth Solutions can help you put your affairs in order. We will:

Identify your estate goals
Identify your preferred executors
Clarify likely estate taxes
Review your will and powers of attorney
Liaise with your solicitors in the drafting of your will and powers of attorney

To find out how PT Wealth Solutions can help you, please contact Tony Rimac on (02) 9891 1544 or tony@ptws.com.au for a confidential no-obligation chat.

Liability Clause

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